{"id":659,"date":"2026-08-26T07:59:54","date_gmt":"2026-08-26T07:59:54","guid":{"rendered":"https:\/\/jolofpay-staging.dexignhub.com\/?page_id=659"},"modified":"2026-08-26T16:19:18","modified_gmt":"2026-08-26T16:19:18","slug":"verification-of-payee","status":"publish","type":"page","link":"https:\/\/jolofpay.com\/fr\/verification-of-payee\/","title":{"rendered":"Verification of payee"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"659\" class=\"elementor elementor-659\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c03291 e-flex e-con-boxed e-con e-parent\" data-id=\"0c03291\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee95f58 e-flex e-con-boxed e-con e-parent\" data-id=\"ee95f58\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5e2cbf elementor-widget elementor-widget-heading\" data-id=\"d5e2cbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">verification <span>of payee<\/span><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af1f89d e-flex e-con-boxed e-con e-parent\" data-id=\"af1f89d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-673b459 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"673b459\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What is Verification of Payee (VoP)?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b40cc80 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b40cc80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>VoP is a security feature that checks whether the name entered for a payment matches the name registered to the IBAN. It helps prevent misdirected payments and fraud.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d69b74f elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d69b74f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What happens if the name and IBAN match?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5fbb27 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b5fbb27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ll receive a confirmation message and can proceed with the payment after reviewing the details.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba30571 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"ba30571\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What if the name and IBAN do not match?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da7e2c6 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"da7e2c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ll see a \u201cNo Match\u201d warning. We strongly advise verifying the details with the payee before continuing. Proceeding may result in funds being sent to the wrong account, and recovery may not be possible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12637e7 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"12637e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What if the name is a close match?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd76815 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"bd76815\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ll be shown the registered name on the account. You should confirm with the payee before proceeding to ensure the payment request is genuine.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfac1a0 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"cfac1a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What if the system cannot verify the payee name?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a99b6f elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"2a99b6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ll see an \u201cUnable to check Payee Name\u201d message. In such cases, confirm the details directly with the payee before proceeding.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ced005 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"4ced005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Can I make payments to joint accounts?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-888299d elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"888299d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. VoP will confirm if the name matches at least one account holder. Still, we recommend verifying the name with the payee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff6682f elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"ff6682f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Experiencing problems to receiving SEPA payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56a8c46 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"56a8c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When providing your bank details for receiving SEPA payments, always provide your full name (not<br \/>a nickname). If you are a business customer, you should provide your legal or trading name.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b7305f elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"8b7305f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>How can I ensure I receive payments correctly?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2c3d78 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e2c3d78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Always provide your full legal name and correct IBAN. Business customers should use their<br \/>registered trading name.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f1f3d0 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0f1f3d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Is VoP mandatory?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91d8a6a elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"91d8a6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Under EU regulation, VoP must be performed for all SEPA and SEPA Instant payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4115d4 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e4115d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When is VoP triggered?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-896305d elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"896305d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>VoP checks occur when adding a payee, making a credit transfer, or setting up a recurring<br \/>payment order.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80b2916 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"80b2916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What should I do if I accidentally send money to the wrong account?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b1fb8e elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3b1fb8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact our support team immediately. However, if VoP flagged a mismatch and the payment was<br \/>still processed, recovery may not be possible, and liability may not be assumed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8ccef elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"7d8ccef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What are signs of fraud I should watch for?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ae09c1 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5ae09c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Be cautious if someone encourages you to ignore a \u201cNo Match\u201d or \u201cClose Match\u201d warning. Always<br \/>verify payment requests with someone you trust.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9a4252 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e9a4252\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>What are some of the telltale signs of Fraud?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc8c2e9 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"cc8c2e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Some telltale signs of fraud are:<\/p><ul><li>Changes to account details<\/li><li>A sense of urgency to make a payment<\/li><li>Somebody advising you to accept a \u201cclose match\u201d or \u201cdoes not match\u201d without verifying<\/li><li>A deal that sounds too good to be true.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>verification of payee What is Verification of Payee (VoP)? VoP is a security feature that checks whether the name entered for a payment matches the name registered to the IBAN. It helps prevent misdirected payments and fraud. What happens if the name and IBAN match? You\u2019ll receive a confirmation message and can proceed with the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-659","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/pages\/659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/comments?post=659"}],"version-history":[{"count":7,"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/pages\/659\/revisions"}],"predecessor-version":[{"id":687,"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/pages\/659\/revisions\/687"}],"wp:attachment":[{"href":"https:\/\/jolofpay.com\/fr\/wp-json\/wp\/v2\/media?parent=659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}